Eastcrest Energy. One conversation to figure out which fits.
Most New Jersey homeowners pay $0 down and start saving on their electric bill the first month. There are four common ways to structure that. We'll walk through each in your free consultation and help you pick the one that fits your situation, your tax picture, and your timeline — not ours.
How most NJ homeowners go solar.
Most Common
$0 Down Solar Loan
Most homeowners pick this. You take a 10–25 year solar loan to pay for the system. Your monthly loan payment is typically lower than the utility bill it replaces. You own the system from day one, so you keep the federal tax credit and any state incentive income.
Highest Lifetime Return
Cash Upfront
Pay for the full system at install. No financing, no monthly payment, no interest. You own the system outright, claim the 30% federal tax credit on next year's taxes, and keep all the SuSI income. This is the highest lifetime return option for homeowners with the cash on hand.
Lower Hassle
Solar Lease
A leasing company owns the system and installs it on your roof. You pay them a fixed monthly amount that's lower than your old utility bill. Lower lifetime savings than ownership — but zero upfront cost and no responsibility for maintenance.
Bill-Like Pricing
Power Purchase Agreement
Similar to a lease, except instead of a flat monthly fee, you pay a per-kWh rate for the energy the system produces — usually below your utility's rate. The leasing company owns the system. Predictable bill, no upfront cost, no maintenance burden.
What New Jersey adds on top.
Whichever payment option you pick, New Jersey homeowners benefit from a stack of incentives. Some apply to all four options, some only apply if you own the system.
30% Federal Tax Credit
Returns 30% of the system cost as a federal tax credit. Available through 2032. Owner-only.
NJ SuSI Income
Earn ongoing income for 15 years based on your system's production. Owner-only.
Sales Tax Exemption
New Jersey waives state sales tax on solar equipment. Applies to all options.
Net Metering
Excess solar production credits your utility bill at full retail rate. Applies to all options.
Common questions about paying for solar.
You've seen the numbers.
Now turn sunlight into savings.
A senior installer comes to you, views the roof, and reviews your electric bill. You get a real quote — your costs, your savings, in writing.